I’m Vasanthi Shankar

When we think about saving money, we usually think about budgeting, investing, cutting expenses, or finding better deals. But there is another simple habit that can quietly improve your finances: decluttering your home. Decluttering is not just about having a clean and organised house. It can also change the way you shop, spend, use, and…

Relying on just one salary or one source of income can feel comfortable when everything is going well. But what happens when your expenses increase, your job changes, or an unexpected financial need comes up? This is why many people are interested in creating multiple sources of income. Having multiple income streams doesn’t necessarily mean…

Life can surprise us with unexpected expenses—a medical bill, job loss, urgent home repair, car or bike repair, or a sudden family expense. When you don’t have money set aside for these situations, you may have to depend on credit cards, loans, or borrow from others. That is why building an emergency fund is one…

Marriage brings two people together, but it also brings together two different financial backgrounds, spending habits, priorities, and money beliefs. One person may be a careful saver, while the other may enjoy spending. One may have loans, while the other may have savings. Without communication, these differences can easily become a source of stress. The…

Turning 40 is not a deadline for becoming rich. But by the time you reach 40, you should ideally have something even more valuable — financial clarity, financial security, and the confidence that you can handle your own money. Whether you are a working woman, homemaker, single woman, or mother, these seven financial goals can…

Starting a SIP is one of the most common pieces of financial advice we hear today. And yes, SIPs can be a useful way to invest consistently for long-term goals. But here is something many people overlook: A SIP alone does not make you financially secure. You can invest every month and still struggle financially…